Access to Specialist Mortgage Lenders
Specialist Mortgage Brokers Securing The Mortgage You Deserve
Independent specialist mortgage brokers helping you secure the right mortgage for your circumstances. At Jones & Young, weāre experienced and specialist mortgage brokers who understand that no two borrowers are the same. Whether youāre self employed, a contractor, or dealing with complex income, our specialist mortgage advisers are here to find the right lender for you. With access to a wide network of specialist lenders, we can help you reach your homeownership dreams with clear advice and a flexible approach that puts your needs first.
Specialist Solutions
Specialist Mortgages For Every Scenario
At Jones & Young, we offer a wide range of mortgage options designed to suit every situation. Our advisers understand that no two clients are the same, which is why we focus on providing the right mortgage solution for your goals and circumstances.
Whether you have one year of accounts or several, weāll find a lender that values your business success.
For directors who draw income flexibly, ensuring your hard work translates into borrowing power.
For directors who draw income flexibly, ensuring your hard work translates into borrowing power.
We help contractors with complex income secure fair finance based on gross earnings, not rigid criteria.
Enjoy financial freedom in retirement with flexible options that make the most of your homeās value.
Keep your home as an investment and move forward with a new mortgage that makes dreams possible.
Expert Mortgage Brokers UK
About Jones & Young
Jones & Young are independent, whole-of-market mortgage advisors with more than 30 years of combined experience. Our mortgage advisers take the time to understand each clientās situation, offering clear guidance through every step of the mortgage process.
Weāve built strong relationships with a wide range of specialist lenders, giving us the flexibility to find the most suitable deals for first time buyers, contractors, company directors, and anyone with complex income or unique circumstances. Whether youāre recovering from past credit history challenges or exploring your first property purchase, we provide honest, straightforward advice designed to make things simple and stress-free.
Our focus is on providing excellent service from start to finish, helping you secure a mortgage that supports your long-term goals and financial future.
Years Experience
Independent Advice
Specialist Lenders
Why Choose Our Mortgage Advisors?
At Jones & Young, our expert mortgage advisors guide you from enquiry to completion, supporting self-employed clients and those with complex circumstances every step of the way. Our aim is simple: to match you with the right lender and make the mortgage process as smooth and straightforward as possible. When you work with Jones & Young, youāll benefit from:
Market of Specialist Lenders
Access to the whole market of specialist lenders and high street names.
Expert Guidance
Honest and expert advice and clear communication throughout the process.
Personalised Service
Full support from an experienced mortgage adviser who keeps your goals in mind.
Calculate Your Mortgage Affordability
Our easy-to-use mortgage calculator helps you understand what you can afford before starting your application. Simply enter your details to estimate how much you could borrow, monthly payments based on your loan amount and the effect of different interest rates on overall affordability.
Understanding the Mortgage Process
At Jones & Young, we make the mortgage process clear and straightforward from start to finish. Hereās what to expect when you work with our team:
Step 1 ā Initial Consultation
We start with a friendly chat to understand your goals, income, and credit background. This helps us assess what you can afford and which lenders may be suitable.
Step 2 ā Assessment and Lender Matching
Our advisers review your documents and affordability to identify the most appropriate lender. We focus on helping you secure the right deal for your situation.
Step 3 ā Application and Approval
Once youāre happy to proceed, we prepare and submit your mortgage application, keeping you informed throughout the process.
Step 4 ā Completion and Ongoing Support
After approval, weāll guide you through the final payments and paperwork. Even after completion, weāre here to help with future reviews or remortgages.
Read What Our Customers Say
Our customers are at the heart of everything we do, and their feedback speaks for itself. Many describe our brokers as friendly, knowledgeable, and always willing to go the extra mile to help them secure the best deal.
Access to Specialist Mortgage Lenders
Some borrowers face challenges getting approved, particularly those with complex income or credit histories. At Jones & Young, we work with a wide network of specialist lenders who take a more flexible view of your financial situation. Whether youāre self-employed, a contractor, or managing multiple commitments, we help match you with specialist mortgage options that suit your circumstances. Our focus is on keeping the process clear and stress-free, securing solutions that support your goals and help you move forward with confidence.
Latest Specialist Mortgage Guides
Stay informed with our latest specialist mortgage guides and in-depth mortgage case studies. Each article is written to help you better understand the world of specialist mortgages, offering clear advice and real examples from our clientsā experiences.
Self-Employed Remortgage: How to Get a Better Deal When Your Fixed Rate Ends
Self-Employed Mortgage Declined? Here’s Why It Happened and What to Do Next
Inside IR35 Mortgage: Yes, You Can Still Get One (Here’s How)
Contractor Mortgage: How Much Can I Borrow? (And How to Borrow More)
Contractor Mortgage Daily Rate: How Lenders Calculate Your Income & What You Can Borrow
Can Dividends Help You Get a Mortgage as a Company Director?
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Find Us In Town
Conveniently Located In Petersfield
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