Mortgage Lenders

Home owner in a meeting to get a mortgage

Can You Get Zero Hours Contract Mortgages?

This guide offers some detailed insights into obtaining zero-hour contract mortgages. It addresses everything from the fundamental understanding of a zero-hour contract mortgage, the application process’s intricacies, how lenders assess zero-hours contract income, and the various factors that influence eligibility. Our objective is to arm you with the essential knowledge and confidence required to successfully […]

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how much can i borrow mortgage self employed

How Much Can I Borrow Mortgage Self-Employed?

In this guide, we will explore the intricacies of securing a mortgage as a self-employed individual. Navigating the mortgage market can be complex, especially when you don’t have a straightforward income structure. Understanding the borrowing limits and criteria set by most mortgage lenders for self-employed mortgages is crucial in planning your financial future. How Is

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How to Get a Mortgage as a Business Owner

Mortgage For Business Owners – How to Get a Mortgage as a Business Owner

When considering applying for a mortgage if you are a business owner, there are many factors to consider. In this guide, we have broken down your common queries and information you are uncertain about to help you feel informed and prepared about the process. Mortgages For Company Directors Understanding the mortgage process as a company

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do mortgage lenders use gross or net income uk

Your Guide To Mortgages For Self Employed with 1 Years Accounts

In today’s ever-changing economic world, the traditional pathways to homeownership have undergone a significant transformation. The rise of the self-employed workforce has brought about a fundamental shift in how individuals access and navigate the world of mortgages. Now, more than ever, a growing number of aspiring homeowners are finding themselves in the unique position of

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do mortgage lenders use gross or net income uk

Do Mortgage Lenders Use Gross or Net Income UK

In the UK, mortgage lenders generally use gross income to assess self employed people and individuals’ borrowing capacity. For self-employed applicants, there is often some confusion around gross and net pay; hopefully, this article will help with that. Understanding this key difference is essential for prospective borrowers in preparing for a mortgage application.   Mortgage

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What do mortgage lenders look for

What Do Mortgage Lenders Look For? The Complete Guide

Securing a mortgage can seem daunting, but understanding what lenders are looking for can help to simplify the process. In this post, we’ll unpack important factors like credit scores, income stability, and debt-to-income ratio while offering tips to enhance your approval chances. Whether you’re a first-time homebuyer, considering refinancing, or just curious, this guide aims

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