Limited Company Buy to Let Mortgages

Thinking of investing in a Buy to Let property? Depending on your circumstances you maybe better to invest through a limited company buy to let scheme.

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Specialist Limited Company Buy To Let Mortgages

At Jones and Young we specialise in providing limited company buy to let mortgages. If you’re a landlord looking to invest in property through a limited company, we have the expertise and resources to help you secure the financing you need.

We understand the unique requirements of limited company buy to let mortgages and can guide you through the process with ease.

Benefits of Limited Company Buy To Let Mortgages

A limited company buy-to-let mortgage might be the ideal choice for you, allowing you to acquire a rental property as a business instead of as an individual.

1

Tax Efficiency

Investing in property through a limited company structure can offer significant tax advantages. Investors may benefit from lower corporation tax rates compared to higher individual income tax rates.

2

Asset Protection

Holding properties within a limited company can provide an extra layer of protection for your personal assets

3

Increased Borrowing Potential

Limited company Buy to Let mortgages often allow for higher borrowing limits compared to personal buy to let mortgages.

4

Flexibility

Limited Company Buy to Let provides greater flexibility in terms of ownership. This approach can be particularly advantageous for investors looking to expand their property portfolio or collaborate with other investors.

Specialist Mortgage Advice To Help You Secure The Home You Deserve!

75-80% Loan to Value (LTV)

Loan to Value(LTV) options typically 75 - 80%

Trusted Advice

Clear and concise advice around the best options for your needs.

Communication

Helping customers cut through the noise to understand things their way.

No Income Used

No Income is required for BTL lending as the rent is used to assess affordability

Specialist Rates

We offer competitive rates ensuring the best price for our customers

Specialist Buy to Let Investments for Limited Companies

At Jones and Young, we specialise in providing tailored mortgage solutions for limited company buy to let investments.

We are experienced mortgage advisors who work closely with you to understand your specific requirements and help you find the most suitable mortgage product. Whether you’re a seasoned investor or new to the limited company buy to let market, we are here to assist you every step of the way.

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30+ Years As Mortgage Advisers

Providing business owners and the self employed with mortgage advice

Individual Tailored Advice For Mortgage & Protection

Tailored advice recommended for your personal situation

Whole Of Market Access

Access to the whole of market mortgage market to find you the best deal

Read What Our Recent Clients Say About Our Limited Company Buy to Let Mortgages

Frequently Asked Questions about Jones & Young Limited Company Buy to Let Mortgages

Can I get a limited company buy to let mortgage if I'm a first-time landlord?
Yes, you can get a buy-to-let mortgage for a limited company even if you’re a first-time landlord. However, the criteria and requirements might be stricter compared to experienced landlords. Lenders will typically assess your financial stability, credit history, and the projected rental income of the property. Please contact Jones & Young today find the best options available for your situation.
Yes you can as long as the limited company has been set up using the correct Sic code. The company must have been set up solely to buy and sell property.
The affordability of a buy-to-let mortgage is generally based on the market value rent of the property. Lenders will assess the potential rental income to ensure it covers the mortgage payments, typically requiring the rental income to be a certain percentage higher than the mortgage payments. This is to ensure that the rental income can cover the mortgage payments, even if interest rates rise or the property has periods of vacancy.
Limited Company Buy to Let Mortgages arial view
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