Terms and Conditions
Acceptance of These Terms
By accessing and using the Jones & Young website, you agree to comply with and be bound by these Terms and Conditions.
If you do not agree with these Terms and Conditions, you should stop using this website immediately.
We reserve the right to update, amend or replace these Terms and Conditions at any time. Any changes will take effect once published on this page.
About Jones & Young
This website is operated by Jones & Young Limited.
Address:
16 College Street
Petersfield
GU31 4AD
Telephone: 01730 776076
Jones & Young Limited is authorised and regulated by the Financial Conduct Authority (FCA). Our Financial Services Register number is 950544.
Use of This Website
This website is provided for general information purposes only.
Access to the website is permitted on a temporary basis. We may suspend, withdraw, discontinue or change any part of the website without notice.
Whilst we make reasonable efforts to ensure that the website remains available, we do not guarantee that access will always be uninterrupted or error-free.
You are responsible for ensuring that any persons accessing the website through your internet connection are aware of these Terms and Conditions and comply with them.
Changes to the Website
We may update the website and its content from time to time.
Although we aim to keep information current, some content may become outdated and we are under no obligation to update every part of the website immediately.
No Reliance on Information
The content on this website is provided for general information only.
It is not intended to constitute mortgage, insurance or equity release advice, nor should it be relied upon as a substitute for professional advice based on your individual circumstances.
Before making any financial decision, you should seek advice that takes your personal needs and circumstances into account.
Whilst we make reasonable efforts to ensure information is accurate and up to date, we make no guarantees regarding its completeness, accuracy or suitability.
Mortgage and Insurance Services
Jones & Young Limited provides advice and recommendations relating to regulated mortgage contracts, certain buy-to-let mortgage arrangements and non-investment insurance products.
We provide advice and recommendations after assessing a client’s needs and circumstances.
Information provided on this website should not be interpreted as a recommendation to proceed with any specific mortgage, insurance or related financial product.
Further information regarding our services, products and fees can be provided upon request.
Privacy and Data Protection
Jones & Young Limited is committed to protecting the privacy and confidentiality of personal information and processes personal data in accordance with applicable data protection legislation.
Information about how we collect, use, store and protect personal data can be found in our Privacy Policy.
By using this website and submitting personal information, you acknowledge that your information may be processed in accordance with our Privacy Policy.
Intellectual Property Rights
Unless otherwise stated, all intellectual property rights in this website and the material published on it are owned by or licensed to Jones & Young Limited.
You may print or download extracts from this website for personal use only.
You must not reproduce, modify, distribute or commercially exploit any content from this website without prior written permission from Jones & Young Limited.
Third-Party Links
This website may contain links to third-party websites and resources.
These links are provided for information and convenience only.
Jones & Young Limited has no control over the content, availability or security of third-party websites and accepts no responsibility for any loss or damage arising from their use.
The inclusion of a link does not imply endorsement of the linked website or its services.
Security and Viruses
Whilst we take reasonable steps to maintain the security of this website, we do not guarantee that the website will be secure or free from bugs, viruses or other harmful material.
You are responsible for using appropriate security software and taking reasonable precautions when accessing the website.
You must not knowingly introduce viruses, malware or any other material intended to interfere with the operation of the website.
You must not attempt to gain unauthorised access to the website, its servers or any systems connected to it.
Limitation of Liability
To the fullest extent permitted by law, Jones & Young Limited excludes all liability for any loss or damage arising from the use of, inability to use, or reliance upon information contained on this website.
Nothing within these Terms and Conditions shall exclude or limit liability for death or personal injury caused by negligence, fraud, fraudulent misrepresentation or any liability that cannot be excluded under applicable law.
Financial Conduct Authority Regulation
Jones & Young Limited is authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 950544.
You can verify our authorisation by visiting the Financial Services Register.
Financial Services Compensation Scheme
Jones & Young Limited is covered by the Financial Services Compensation Scheme (FSCS).
You may be entitled to compensation from the scheme if we cannot meet our obligations. Eligibility and compensation limits depend on the type of business conducted and the circumstances of any claim.
Further information about the Financial Services Compensation Scheme is available directly from the FSCS.
Changes to These Terms
We reserve the right to amend these Terms and Conditions at any time.
Any revised version will be published on this page and will take effect immediately upon publication.
Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales.
Any dispute arising from or relating to the use of this website shall be subject to the jurisdiction of the courts of England and Wales.
